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Financial Calculators

Run quick numbers on income tax, Roth conversions, savings growth, retirement and loans. Then talk to us about what they mean for you.

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Calculators

Run the numbers.

Change any input and the results update instantly.

Federal income tax estimate

A quick estimate of 2026 federal income tax on ordinary income.

Filing status

Gross income ($)

Pre-tax contributions ($)

Deduction

Itemized deductions ($)

Estimated federal income tax

–

Tax by bracket shown below

Taxable income–

Deduction used–

Effective rate (on gross)–

Marginal bracket–

Uses 2026 IRS ordinary income brackets and standard deductions. Excludes credits, capital gains rates, AMT, NIIT, payroll and state taxes.

Roth conversion: convert now or later?

Compare paying tax on a conversion today with paying tax on withdrawals later.

Amount to convert ($)

Tax rate today (%)

Expected tax rate later (%)

Years until withdrawal

Annual growth (%)

Estimated advantage from converting

–

Tax paid today–

Roth balance later (tax-free)–

Traditional balance later, after tax–

Value of tax paid today, if invested–

Simplified model that assumes the tax is paid from outside savings growing at the same rate. Real decisions depend on brackets, Medicare thresholds, state taxes and heirs.

Compound growth

See how regular saving and compounding add up over time.

Starting amount ($)

Monthly contribution ($)

Annual return (%)

Years

Future value

–

Growth over time shown below

Total contributed–

Investment growth–

Assumes monthly compounding and a constant rate of return. Actual returns vary.

Retirement savings projection

Project your savings at retirement and the income it could support.

Current age

Retirement age

Current savings ($)

Annual contribution ($)

Annual return (%)

Withdrawal rate (%)

Projected savings at retirement

–

Years to retirement–

Estimated annual income–

Estimated monthly income–

Before taxes and inflation. Contributions are assumed at the end of each year.

Loan & mortgage payment

Estimate the monthly payment and total interest on a fixed-rate loan.

Loan amount ($)

Interest rate (%)

Term (years)

Monthly payment (principal & interest)

–

Number of payments–

Total of payments–

Total interest–

Excludes property taxes, insurance and fees.

These calculators provide general estimates for educational purposes only and are not tax, legal or investment advice. Results depend on assumptions you enter. Talk with a qualified advisor before making decisions.

70 days left in 2026

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